You may be able to enroll in a 2019 health insurance plan outside of Open Enrollment if you qualify for a Special Enrollment Period. A Special Enrollment Period is a time outside of the Open Enrollment period during which you and your family have a right to sign up for health coverage. In the Marketplace, you generally qualify for a special enrollment period of 60 days following certain life events that involve a change in family status (for example, marriage or birth of a child) or loss of other health coverage. If you don’t have a special enrollment period, you can’t buy insurance through the Marketplace until the next Open Enrollment period. Job-based plans generally allow special enrollment periods of 60 days.
To find out if you qualify for a Special Enrollment Period, please go to the following website, https://www.healthcare.gov/glossary/special-enrollment-period/, call CMS at 1-800-318-2596, or you may call Vantage’s Member Services department toll-free at (844) 833-7505, Monday – Friday, 8:00 a.m. - 8:00 p.m. for assistance.
Open Enrollment for 2020 coverage will be in the Fall of 2019.