Marketplace/Exchange Plans

Freedom

 Copayments for office visits, inpatient and outpatient services, and most prescription drugs
 Reduced copayments from Affinity Health Network providers and Saint John Pharmacy
 In-network medical deductible amounts of $3,500 or $4,500
 In-network drug deductible amount of $1,000 for drugs on Tiers 3-5

Essential

 Copayments for PCP office visits and certain prescription drugs
 Reduced copayments from Affinity Health Network providers and Saint John Pharmacy
 Deductible and coinsurance for other services, like inpatient stays, diagnostic tests, and emergency room visits
 In-network medical deductible amounts of $1,600 or $6,500
 In-network drug deductible amounts of $600 or $1,000 for drugs on Tiers 3-5

Savings

 Health Savings Account (HSA) qualified high deductible plans
 Combined in-network medical and prescription drug deductible of $5,500 or $7,000

* Coverage varies by plan