Marketplace/Exchange Plans

Freedom

 Copayments for office visits, inpatient stays, emergency room visits, many outpatient services, and most prescription drugs
 Reduced copayments from DeSiard Pharmacy Network and Saint John Pharmacy mail order
 No Prescription Drug deductible on Tiers 1 and 2

Essential

 Copayments for PCP office visits and Tier 1 and 2 prescription drugs
 Reduced copayments from DeSiard Pharmacy Network and Saint John Pharmacy mail order
 No Prescription Drug deductible on Tiers 1 and 2

Savings

 Health Savings Account (HSA) qualified high deductible plans
 Reduced cost share from DeSiard Pharmacy Network and Saint John Pharmacy mail order
 Combined in-network medical and prescription drug deductible

Standard

 Copayments for office visits and most prescription drugs
 Reduced copayments from DeSiard Pharmacy Network and Saint John Pharmacy mail order
 Combined in-network medical and prescription drug deductible

* Coverage varies by plan